A Healthy Lifestyle Is Not a New Year Resolution, It’s a Discipline

A healthy lifestyle from the start will decide how you will be in your midlife and beyond. However it won’t happen unless you make the right choices. Work out, eat healthy, sleep well and you will set yourself on the path to success. After about 40, most people have achieved biological adulthood, which is a nicer way to saying you have boarded the slow train to your inevitable mortality. You will start to realize the slow and gradual decline in your response to bodily activities and the resulting resistance in your bodily functions.

Eating unhealthy processed food, irregular sleep pattern and inactivity create low level inflammatory response in your body. This inflammation gradually increases overtime, contributing directly to the germination of every major disease plaguing mankind – obesity, diabetes, heart disease, fatty liver disease, just to name a few.

The first and foremost thing to focus on is Nutrition – what you eat. Add lots of green leafy vegetables, whole grains, organic poultry, dairy and fruits in your daily diet. Keep your body hydrated. Drink plenty of water and raw fruit juice as fluids help keeping body temperature low and removes toxins through perspiration (sweat) and excretion (urine). Keep a balanced share of carbohydrate, protein, good fats and minerals. These small changes in your diet will contribute to your overall wellbeing. Cut back unhealthy fats from your diet slowly and target on stopping to consume them completely. Unhealthy fats include: dark chicken meat, poultry skin, fatty pork cuts, beef and lamb and high-fat dairies include whole milk, butter and cheese. Common ways to cut back on unhealthy fats are listed below:

  • Instead of frying meat, Bake / Grill / Broil it. Don’t forget to take the skin off before cooking chicken or turkey
  • Instead of butter and cheese on bread, use low fat spreads or slices of tomatoes on it to enhance the flavour
  • Instead of scrambled eggs, eat boiled / soft-boiled eggs. Garnish with a pinch of salt and black pepper to taste best
  • Instead of using sugar in patisseries and desserts, use organic honey to satisfy your sweet bud and stay healthy

When it comes to a healthy lifestyle, the importance of sleep is worth discussing. Get yourself adequate sleep, because internal healing and tissue repair happen only when you sleep. Sleep deficiency contributes to an increased risk of cardio-vascular disease, kidney disease, brain damage etc. Sleep deprivation lowers the metabolic rate of your body, which is linked to weight gain. Studies show that sleep deprived individuals have higher levels of Ghrelin, the hormone which stimulates appetite and lower levels of Leptin, the hormone which suppresses appetite. Hence, good sleepers tend to intake fewer calories.

The last, but definitely not the least is the importance of regular exercise when it comes to a healthy and active lifestyle. No matter which age group you belong to, it is advisable and wise to include a minimum 30 minutes of workout / physical activity of moderate intensity such as running, brisk walking on most, if not all days of the week. As humans, we spend far too much time in our synthetic environment, disconnected from the outside world. This disconnect poses a serious threat to our health and general wellness. Think of your body as a complex machine, which houses equally complex parts (bones) and sub systems (organs) inside. If you let it sit idle, the parts and the sub systems will lose movement capability and eventually get rusted. A few tips to incorporate exercise in your daily routine:

  • Prioritize physical activity
  • Make it fun
  • Get a partner
  • Keep a track of results
  • Set milestones

All these factors put together, will bring noticeable change in your lifestyle and wellbeing. Some changes will happen quickly, some will be gradual. But overall, you will feel the positive change in your health – mind, body and soul.

20 Foods That Are Good for Healthy Bones

Our body is composed structurally of bones as the primary support. Bone health is considered essential for everyone since weak bones make our life miserable. Essential nutrients for healthy bones can be obtained through various natural foods. The following food types promote healthy bones.

1. Milk

Milk has a high calcium content value. Calcium is very necessary for healthy bones since it forms the structural part of the bones. The bones are composed of interlocking calcium crystals performing the role of mechanical support. A glass of fat milk daily can give approximately 300mg of calcium. Females should drink at least two glasses of milk every day for healthy bones. Drinking milk in adulthood often saves one from several bone-related diseases such as osteoporosis.

2. Yogurt

Yogurt has numerous medical advantages. No other food product is better than dairy products in ensuring healthy bones. If you are not comfortable with the taste of milk, then you should try eating yogurt as it contains the same amount of calcium as milk. Therefore, eating yogurt is a good alternative and an ideal approach to meeting the bodies daily need for calcium. 8 ounces of plain yogurt contains roughly up to 450 milligrams of calcium. Additionally, yogurt contains numerous different supplements, for example, vitamin D, B, potassium, magnesium, and proteins. Vitamin D is a key segment and the most beneficial of these supplements for making the bones stronger.

3. Cheese

Cheese is the most well-known in dairy products. It appears worldwide in various food items as well as in bakeries. Cheese has its own unique heavenly taste. Those individuals who don’t consume milk or yogurt can increase the numerous medical advantages they receive by eating cheese. Cheese is loaded with numerous supplements, for example, magnesium, calcium, phosphorus, vitamin B and D. One ounce of Swiss cheese gives 200mg of calcium. Adding a little cheese to your food assists in strengthening your bones.

4. Sardines

Sardines are rich in calcium, and vitamin D. Calcium gives basic help to bones while vitamin D increases the power of your body to ingest calcium. 3 ounces of sardines results in the calcium equivalent of a glass of milk. Sardines are rich in vitamin B 12, which ensures low levels of homocysteine in the body. Raised levels of homocysteine, generally, can quicken osteoporosis as well as bone degeneration.

5. Sesame Seeds

Eating sesame seeds is a brilliant decision for stronger bones. They contain calcium, phosphorus, vitamin B1, dietary filaments, copper, selenium, and zinc. Calcium and phosphorus help in strengthening the bones. Copper is an antioxidant and plays a protective role by the alignment of collagen fibers within the bones. Zinc helps in keeping osteoporosis at bay.

6. Salmon

Anyone wanting to have stronger bones is advised to take food rich in vitamin D as well as Omega 3 fatty acids. These are abundant in salmon. Calcium deposition and absorption into the bones is done by vitamin D while the omega three fatty acids perform protection of the bones against inflammation and damage.

7. Collard greens

Collard greens also contain calcium, vitamin K, vitamin D and A. All these components help in strengthening bones.

8. Spinach

Spinach is undoubtedly a fantastic source of vitamin K, potassium, calcium, iron, magnesium and vitamin A as well as folate. A cup of spinach is estimated to provide 25% of the total amount of calcium required by the body. All the above nutrients are beneficial for bone strength.

9. Fortified Cereals

A good source of vitamin D and calcium. Calcium for strong bones and joints. Vitamin D plays a significant role in bone health.

10. Tofu

Many people describe tofu as tasty. However, they are not fully aware of the nutritious content. Tofu has a high calcium content, making it a perfect alternative food for bone health. Tofu is recommended for consumption due to the high content of calcium in it. This is estimated to be 77%, hence, it is highly recommended for the body.

11. Soybeans

According to research, soybeans promote the health of an individual through fighting osteoporosis which is a disease related to bone thinning. They contain the natural flavones which are antioxidants necessary for bone protection. However, they provide minimal amounts of calcium so they are mostly valuable as an antioxidant to fight osteoporosis.

12. Beans

Beans serve many purposes in the body, including maintaining healthy bones. They are a rich source of protein, as well as calcium, as well as other trace elements. However, they are most preferred because they have a low-calorie value so they can be consumed in high amounts without causing weight gain.

13. Orange Juice

According to studies, bones are composed of collagen proteins at the central core, and this cross-link gives structural support to the bones. This is also aided by the interlocking crystals of phosphates as well as calcium. All these nutrients are found in vitamin C, and orange juice is one of the best sources for them.

14. Nuts

Nuts, such as walnuts and almonds, contain omega three fatty acids, which are polyunsaturated and powerful antioxidants, which provide protection to bones from many diseases. The antioxidants decrease bone reabsorption through osteoclast inhibition, which is a cell that is responsible for bone matrix breakdown. They also help calcium absorption and prevention of inflammation.

15. Leafy Vegetables

Vegetables are known to possess other nutrients needed by the body, especially the green ones. Dark leafy vegetables are a good source of vitamin K, magnesium, folic acid, calcium and potassium hence, they can act as a substitute for dairy products because they provide the same nutrients.

16. Eggs

Eggs are also a necessity for the maintenance and growth of bones. Their contribution is due to the possession of vitamin B complex as well as vitamin D.

17. Tuna

Apart from the sun, one may opt to use other sources of food that are sources for vitamin D. A good example is tuna fish, which has a good amount of vitamin D, necessary for making the bones to be strong.

18. Kiwi

Kiwifruit is a magical food because it is a natural source of vitamin C, which promotes the synthesis of collagen fibers in bones. Similar to oranges, they are also delicious. Sweet prunes also aid the bones in being fracture-free. They are regarded as a super healthy food with research proving that they can efficiently lower the chances of being affected with the osteoporosis infection, as well as fractures, which is good news for women who are in the post-menopausal stage, who usually have a high possibility of suffering from joint and bone problems. The nutrients contained in the prunes include vitamin C, K as well as antioxidants that are essential for maintaining the health of the bones.

19. Meat Proteins

Calcium, collagen proteins, and vitamins are the components of our bones. Hence, proteins are a necessity required for not only proper growth, but also the flexibility of the bones. It is, therefore, a requirement that one’s diet consists of high protein food as well as meat. However, caution should be taken since too much consumption of meat is harmful to overall health.

20. Apples

Apples contain Quercetin, which helps in building collagen, a major component of the cartilage. Apples keep the skin, cartilage and bones healthy and strong.

 

Ways to Become Healthy in 14 Days

Want to become a very healthy person? Follow these steps and you’ll be on your way to becoming a very healthy person.

Healthy Diet

The most important factor in transforming the body is your diet. You will become what you want to be only when you eat what you ought to eat. Maintaining a poor fast food diet would make you gain fat and lose muscle mass. Follow a strict diet with a lot of fruits, skimmed milk, nuts, a lot of veggies, legumes, lentils, and limit your carbs.Avoid drinking alcohol and don’t smoke cigarettes. Drink lots of water throughout the day and control your urge for food with avocado juice and other fruits.

But first, you need Eggs. Yes! Eggs need additional care and importance on the topic. You have got to eat more eggs and workout a lot to reduce your fat level and increase your protein consumption. Eggs consist of all the nine amino acids for muscle growth (which burns fat more).Cut off your smoothie’s consumption and eat more eggs. White eggs are good for your body. Take that yolk out and use it as a hair product. Eggs give you a testosterone boost which helps you maintain an active lifestyle. As the old saying goes: you just need one hen and cow when asked to choose from a list of animals.

HIIT and Tabata

If you want to see visible results in a few days or few weeks’ time you should work very hard. Sweat is fat crying! And so, get to the gym! After active stretches, hit the treadmill and do a lot of fat burning, circuit training workouts after that. High Interval Intensity Training (HIIT) is the best way to improve metabolism. Burpees, jumping jacks, and high knees will be your best friends. Tabata is the ultimate level of HIIT workouts. Within 4 minutes, your whole body will get tired, and you’ll be gasping for breath.

Strength Training

If your aim is to lose weight as well as an increase in strength, then follow this pro-health tip: Start doing squats, deadlifts, overhead press, bench press, and rows. Your body will thank you for the hardcore workout sessions. Within 45 minutes, you’ll leave the gym but, the benefits these exercises bring to your body is phenomenal. The legendary 5*5 program will create a massive growth of healthy growth hormones. Invest in a pair of good weight training shoes and start killing fat in the rudest of ways ever known to humanity. The Milo of Croton is the best example of strength training.

Active Lifestyle

Sedentary office jobs and online markets have placed a high amount of risk to our body. We should get up and start thinking about the world, walking down the corridors of workplaces. Quit workstations for every one hour and drink more water. Never carry a bottle of water to your workplace. Always get up and take a few steps before quenching your thirst. Never sacrifice your time to do office work. Your body is walking to the grave, and you should delay the journey by all means.

After waking up, drink water and start doing yoga. Get to work. Get up from the seat every one hour. Eat a power packed lunch filled with veggies and scrambled egg whites. Get to your home. Wear your shoes and go to the gym. After a beautiful steaming session, eat your dinner and hit your boozy bed.

Sleep

You can’t get your desired physique by just eating good food and keeping your cortisol levels low. You should get proper sleep for the body to recover properly. Drink milk before bed to stop the intensity of catabolism. A lactose-allergic person can grab a pre-dinner snack and then go to sleep. Most of the people reading this piece will fall into the category of an endomorph (People who have low metabolism and accumulate fat easily). Adequate sleep is necessary to build quality muscles and low-fat levels. Sleep like a child for 7-8 hours and continue your fat burning sessions in the morning.

Life – The most beautiful of all

Remember to appreciate life and don’t be fooled by lame stories of people trying to shut you down. If you want something, you should go and get it. Set the alarm and wake up early in the morning to finish off cardio workouts, HIITs, and killer Tabata. Leave home early to go to the gym. Become confident after seeing your body in the mirror after a week. This arduous journey (if you think that way) shall take you to your fitness goals within six months.

In a year, your friends, relatives, and colleagues will start asking you about your fitness routine. Stay positive and take at least 8,000-10,000 (WHO’s report) steps per day to become healthy and virile. Motivation is the key to succeeding! Stay healthy by reading and working out with these healthy tips

 

Never Kiss A Parrot

Beware pets that can become health pests!

Because if you give him an unwanted peck, he might give you Psittacosis. Whazzat? That’s another way of spelling ‘fatal attraction’… And while you’re about it, you might as well also watch out for (Ouch!) pussy’s claws, (Scratch, scratch!) leaping fleas, and (Eeeagh!) hairy-scary caterpillars…

If you are suddenly besieged by high fever, chills and a splitting headache, you’ll probably think you have malaria. Or even pneumonia. So might your doctor. Then he might embark upon a whole lot of anti-malarial drugs – even those for resistant malaria. You won’t get better, so he’ll switch over to strong antibiotics. Again, no go. Then you’ll both beat your foreheads in frustration. But, finally, if your physician is perceptive enough, he’ll ask you if you’ve got a bird. You’ll answer in the affirmative. Suddenly, his face will light up with a ‘Eureka’ expression. He’ll have just realised you’re suffering from Psittacosis.

Come again, you say, Psittacosis. It’s a disease that is passed on to man by birds. When parrots and parakeets are the culprits, sorry, carries, Ornithosis, is the word used. Other birds that carry this disease are pigeons and poultry (although it’s quite rare to get the disease from hens). Apart from the symptoms already mentioned, you could get a harsh, dry, intermittent cough and occasionally bring up a little sputum and even blood. There is generalised bodyache and the back and neck muscles could become stiff and painful, so the condition could even be mistaken by doctors for meningitis. Some patients feel tired, listless and depressed and complain of insomnia as well. With such a wide range of possible symptoms it’s easy to see how doctors can be misled. Especially when you consider that there could be even further complications of this illness – including pleurisy with effusion or water in the lungs, inflammation of the heart muscles or myocarditis membrane or pericarditis. The malady could even prove fatal. Actually kissing parrots, not washing your hands after handling birds (and their feeding dishes) before you sit down to lunch, and staying in extremely close proximity to them could make you a victim of psittacosis a week or two after contact, that’s how long the incubation period is. Occasionally, however, you could just get a mild ‘flu-like indisposition which might pass off by itself.

But why take chances? The disease can be diagnosed by getting an x-ray done; this shows a pneumonia-like picture. There is also protein in the urine. But the confirmatory test is a blood culture which reveals the causative bacteria. Otherwise, the overall picture of the disease can be confusing, since Psittacosis could be mistaken for Tuberculosis and Infectious mononucleosis as well as the other conditions listed above. Tetracycline is the best drug for this disease.

BEWARE OF PUSSY’S CLAWS!

Chances are you’ve heard of an ailment called cat Scratch disease, but is there really such a thing? Yes, there is, rare though it may be. All you need is a cat, sharp claws, some provocation and – OUCH! She’s raked her nails into you! What happens next? A tiny, pimple-like swelling may appear at the site of the scratch, approximately three to ten days later. Two weeks after this, the lymph glands in the neck (or armpits or groin) become swollen and painful. Very often, this is all that happens. But in some patients there may also be high fever, headache, nausea and exhaustion. Only five per cent develop a body rash that resembles measles.

A skin test confirms the diagnosis. A biopsy of the swollen gland may also be done as additional confirmation.

This ailment cannot be transmitted from one person to another, so there’s no need to isolate the sufferer. Usually, no treatment is needed, apart from giving medicines for the fever. The outcome is excellent. The swollen glands disappear spontaneously in two to six months. The subsequent immunity to this disease lasts a lifetime. On the whole, this is a very rare disease, so you needn’t throw out your poor feline.

WATCH OUT FOR THOSE LEAPING FLEAS

One can get a skin irritation from the fleas of dogs, cats and rats. Several people show no response to a flea bite, but in those who are sensitive, the flea’s saliva causes a tiny, raised, reddish swelling. There is intense itching, so they scratch the affected area again and again, introducing infection into the skin, which ulcerates or develops pustules. This condition is known as Flea Dermatitis. One can control the fleas by keeping the house and all pets scrupulously clean (oneself too!), regularly delousing one’s pets and their beds with powders or by using flea collars. The dermatitis is treated with soothing creams and anti-allergy pills.

STAY AWAY FROM MR. CATERPILLAR!

Caterpillars do seem to appear in the most unexpected places – like the chair in which you’re just about to sit, or on your sweater hanging out on the clothesline! Before you can say ‘hairy horror’, one has brushed against you. And left its stinging bristles deeply embedded in your skin. You feel a terrific burning pain in the area. Redness and urticaria (hives) develop. And the more you scratch, the deeper you push the hairs in. some enterprising victims employ dough, which is rolled in a to-and-fro motion over the area. Let me tell you an even better method, a sure-fire one – using sticking plaster. Just fix a strip of it to the skin where the hairs are embedded, press, lift off one end and pull sharply – presto, all the bristles come out and the itching soon subsides.

If left alone, the inflammation usually subsides in 24 hours, but in some people a severe allergy develops which may have to be treated with I.V. Calcium Gluconate. In less serious cases, anti-allergy pills and soothing creams help after the hairs have been pulled out.

There are millions hits on the internet search drive for Wellness – from mental to physical health, cardiac fitness, cancer, yoga, how to overcome certain ailments such as diabetes, hypertension, obesity, stoke, and tips on weight loss and how to grow taller, with many other ideas getting honorable mention. It takes quite a bit of research to find any one site that has so much to offer on all these fronts, let alone one that can combine all the needs for your innermost wellness – joy, bliss and beyond. For wellness’ sake you can stop looking out there, and take some time for yourself, a sort of one-stop-shop: BalancedLifestyleWikipedia.

Also, stay informed about genuine reviews of the trendy products like Lean Belly Breakthrough, bioptimizers masszymes and many more to nourish and transform your everyday self.

 

Personal Finances Is All About Breaking Bad Habits And Creating New Ones

People are often tempted to give unsolicited advice to others about the best way to manage finances. You’ll come across ideas that work and get you places, but often people are offering up such generalized advice. Trying to put together bits of information and use it in a meaningful way is not usually the best plan, as some of the information may be flawed and other parts confusing.

How can you take good care of your money and your finances so that you do not end up frittering away your savings on things you don’t need?

Generally, the problem is that most people lack a good understanding of just how important saving for the future is. Most people are going to do everything else with their money first before they even think about saving. Although saving in this way is better than not saving at all, it is in fact a highly ineffective way to build any kind of financial independence or security.

Managing Your Personal Finances

If you want to save money for the future, you’ll want these tips to help you on your plan. Many people who practice these methods are surprised at how easy they are to follow.

Simply set aside 20% of your paycheck.

Just reverse your spending and saving habits, instead of putting away your savings after you spent what you thought you needed from your income. Take 20 percent of your earnings first and put it towards savings before spending it all. Make sure to deposit this money as soon as you get paid. Whatever is left after the 20 percent has been saved can then go to paying bills, buying groceries and even getting yourself a new pair of shoes.

This method ensures that you’ll have the cash on hand that you need for your future and helps you to be more effective when you develop your budget. It’s a good feeling when you know that you have cash on hand for emergencies.

Keep Things Simple

There are too many people who are going to look at the latest gadgets and get wooed. You cannot let others around you dictate what you are doing with the money that is in hand. You want to buy the latest iPhone, but there is something you must ask yourself. Think about it, do you really need to spend the money on one?

Is there something in the newer model that is not there in your present one? There is no shame in being rewarded with luxurious items, but you need to keep it under control. You should never forego important expenses to purchase luxuries, and your twenty percent savings rule mustn’t be violated.

You Want Cash Over Credit

Don’t fall for fancy credit card marketing. So many people end up with huge debt due to starting to buy small items using their credit cards. It’s easy to get lured into the trap that a $50 purchase won’t wreak financial damage in the future because it can be paid off within the month. Actually, once the billing cycle rolls around, you are probably like most people who just pay the minimum amount of money towards the bill, making that $50 dress cost close to $100 in interest.

Try to use cash whenever possible. Save your credit cards for emergencies only. Replacing your credit cards with debit cards is an even better idea if possible.

Taking charge of a budget and getting your finances in order is simple. You just need to create good new habits to replace the bad old ones.

Grab my free report here: [http://donnagain.biz]

Donna Gain is a well respected home based business owner herself for over 15 years. She has been in several different home based business helping others grow with herself the solid foundation to having a successful business. To discover all the internet marketing keys to success you need to know to explode your business, and to claim your free copy of “How To Create Your First 6 Figure Month In Network Marketing,” click on the link above…

 

Bitcoin Vs Goldcoin

 

If you don’t know what Bitcoin is, do a bit of research on the internet, and you will get plenty… but the short story is that Bitcoin was created as a medium of exchange, without a central bank or bank of issue being involved. Furthermore, Bitcoin transactions are supposed to be private, that is anonymous. Most interestingly, Bitcoins have no real world existence; they exist only in computer software, as a kind of virtual reality.

The general idea is that Bitcoins are ‘mined’… interesting term here… by solving an increasingly difficult mathematical formula -more difficult as more Bitcoins are ‘mined’ into existence; again interesting- on a computer. Once created, the new Bitcoin is put into an electronic ‘wallet’. It is then possible to trade real goods or Fiat currency for Bitcoins… and vice versa. Furthermore, as there is no central issuer of Bitcoins, it is all highly distributed, thus resistant to being ‘managed’ by authority.

Naturally proponents of Bitcoin, those who benefit from the growth of Bitcoin, insist rather loudly that ‘for sure, Bitcoin is money’… and not only that, but ‘it is the best money ever, the money of the future’, etc… Well, the proponents of Fiat shout just as loudly that paper currency is money… and we all know that Fiat paper is not money by any means, as it lacks the most important attributes of real money. The question then is does Bitcoin even qualify as money… never mind it being the money of the future, or the best money ever.

To find out, let’s look at the attributes that define money, and see if Bitcoin qualifies. The three essential attributes of money are;

1) money is a stable store of value; the most essential attribute, as without stability of value the function of numeraire, or unit of measure of value, fails.

2) money is the numeraire, the unit of account.

3) money is a medium of exchange… but other things can also fulfill this function ie direct barter, the ‘netting out’ of goods exchanged. Also ‘trade goods’ (chits) that hold value temporarily; and finally exchange of mutual credit; ie netting out the value of promises fulfilled by exchanging bills or IOU’s.

Compared to Fiat, Bitcoin does not do too badly as a medium of exchange. Fiat is only accepted in the geographic domain of its issuer. Dollars are no good in Europe etc. Bitcoin is accepted internationally. On the other hand, very few retailers currently accept payment in Bitcoin. Unless the acceptance grows geometrically, Fiat wins… although at the cost of exchange between countries.

The first condition is a lot tougher; money must be a stable store of value… now Bitcoins have gone from a ‘value’ of $3.00 to around $1,000, in just a few years. This is about as far from being a ‘stable store of value’; as you can get! Indeed, such gains are a perfect example of a speculative boom… like Dutch tulip bulbs, or junior mining companies, or Nortel stocks.

Of course, Fiat fails here as well; for example, the US Dollar, the ‘main’ Fiat, has lost over 95% of its value in a few decades… neither fiat nor Bitcoin qualify in the most important measure of money; the capacity to store value and preserve value through time. Real money, that is Gold, has shown the ability to hold value not just for centuries, but for eons. Neither Fiat nor Bitcoin has this crucial capacity… both fail as money.

Finally, we come to the second attribute; that of being the numeraire. Now this is really interesting, and we can see why both Bitcoin and Fiat fail as money, by looking closely at the question of the ‘numeraire’. Numeraire refers to the use of money to not only store value, but to in a sense measure, or compare value. In Austrian economics, it is considered impossible to actually measure value; after all, value resides only in human consciousness… and how can anything in consciousness actually be measured? Nevertheless, through the principle of Mengerian market action, that is interaction between bid and offer, market prices can be established… if only momentarily… and this market price is expressed in terms of the numeraire, the most marketable good, that is money.

So how do we establish the value of Fiat… ? Through the concept of ‘purchasing power’… that is, the value of Fiat is determined by what it can be traded for… a so called ‘basket of goods’. But his clearly implies that Fiat has no value of its own, rather value flows from the value of the goods and services it may be traded for. Causality flows from the goods ‘bought’ to the Fiat number. After all, what difference is there between a one Dollar bill and a hundred Dollar bill, except the number printed on it… and the purchasing power of the number?

Gold, on the other hand, is not measured by what it trades for; rather, uniquely, it is measured by another physical standard; by its weight, or mass. A gram of Gold is a gram of gold, and an ounce of Gold is an ounce of Gold… no matter what number is engraved on its surface, ‘face value’ or otherwise. Causality is the opposite to that of Fiat; Gold is measured by weight, an intrinsic quality… not by purchasing power. Now, have you any idea of the value of an ounce of Dollars? No such thing. Fiat is only ‘measured’ by an ephemeral quantity… the number printed on it, the ‘face value’.

Bitcoin is farther away from being the numeraire; not only is it simply a number, much as Fiat… but its value is measured in Fiat! Even if Bitcoin becomes internationally accepted as a medium of exchange, and even if it manages to replace the Dollar as the accepted ‘numeraire’, it can never have an intrinsic measure like Gold has. Gold is unique in being measured by a true, unchanging physical quantity. Gold is unique in storing value for thousands of years. Nothing else in reach of humanity has this unique combination of qualities.

In conclusion, while Bitcoin has some advantages over Fiat, namely anonymity and decentralization, it fails in its claim to being money. Its advantages are also questionable; the intent is to limit the ‘mining’ of Bitcoins to 26,000,000 units; that is, the ‘mining’ algorithm gets harder and harder to solve, then impossible after the 26 million Bitcoins are mined. Unfortunately, this announcement could very well be the death knell of Bitcoin; already, some central banks have announced that Bitcoins may become a ‘reservable’ currency.

Wow, sounds like a major step for Bitcoin, does it not? After all, the ‘big banks’ seem to be accepting the true value of the Bitcoin, no? What this actually means is banks recognize that they could trade Fiat for Bitcoins… and to actually buy up the 26 million Bitcoins planned would cost a meagre 26 Billion Fiat Dollars. Twenty six billion Dollars is not even small change to the Fiat printers; it is about a week’s worth of printing by the US Fed alone. And, once the Bitcoins bought up and locked up in the Fed’s ‘wallet’… what useful purpose could they serve?

There would be no Bitcoins left in circulation; a perfect corner. If there are no Bitcoins in circulation, how on Earth could they be used as a medium of exchange? And, what could the issuers of Bitcoin possibly do to defend against such a fate? Change the algorithm and increase the 26 million to… 52 million? To 104 million? Join the Fiat printing parade? But then, by the quantity theory of money, Bitcoin would start to lose value, just as Fiat supposedly loses value through ‘over-printing’…

We come to the key issue; why search for a ‘new money’ when we already have the very best money, Gold? Fear of Gold confiscation? Lack of anonymity from an intrusive government? Brutal taxation? Fiat money legal tender laws? All of the above. The answer is not in a new form of money, but in a new social structure, one without Fiat, without Government spying, without drones and swat teams… without IRS, border guards, TSA thugs… on and on. A world of liberty not tyranny. Once this is accomplished, Gold will resume its ancient and vital role as honest money… and not a moment before.

Rudy J. Fritsch was born in Hungary in 1947, and fled Socialist tyranny during the Hungarian Revolution of 1956. His family had lived through WWII and the consequent Hungarian hyperinflation, thus he has intimate experience with financial destruction.

As an engineer and entrepreneur, he ran a successful family business in Canada for decades, at its peak employing over 100 workers, until economic upheaval destroyed the profitability of North American manufacturing. Driven out of business, he decided to study economics… to discover the cause of this unhappy circumstance.

As mainstream economics “The Dismal Science” made no sense to him, he ended up studying Austrian economics, the only school of economics grounded in the realities of Human Action. When he discovered Professor Antal Fekete’s work he came to admire it and made a firm commitment to help preserve and disseminate the Professor’s legacy.

 

The Future of Currency Is Digital

Would we be better off without paper money and coin? Some say yes, and some say no and the debate rages on. Government tax collectors would prefer only electronic or digital money – it’s easier to control and easier to keep taxpayers honest – but are those gains worth the drawbacks? I mean what’s wrong with cash – you can spend it anywhere, you can pay your babysitter, go to a garage sale, or stop at a lemonade stand – all of which are part of our underground economy by definition and harmless uses of transferring money.

Then there are the illegal things, no one uses digital money because it leaves a trace, so you cannot use it to buy things you are not allowed to buy or that someone else is not allowed to sell. Does it thus, make sense to get rid of the money that allows illegal transactions, shut down the entire underground economy and if we do, will our society and civilization be better or worse off for that solution? Let’s discuss this shall we?

Yes, a digital currency would be similar to regular currency and really we are almost there already anyway. If we go to “digital units” and change the paradigm to cover the needs of people who contribute who are not rewarded fairly now, then we will get more of what we reward, as is the famous axiom. A technocrat would enjoy this conversation and the thought of micro-managing the exact worth of every job, but technocrats are not so good at considering their own created unforeseen consequences as they pave the road to hell.

The reason humans use money now is simply because things and choices are more complicated than they were in the past when our species were only hunters, gatherers and traders. Let me explain; you see, if I make hammers and you need one, but you only have cattle, then you cannot cut off the tail of your cow to buy my hammer, so instead you give me $11 and you can sell your cow in the future for $1100 and give me the one-percent of it so you can build a new barn.

Money and currency is nothing more than units of trade thus, make things easier, that’s why it exists, but I do not like the bashing of currency, digital or otherwise, where many believe it is the root of all evil. I respectfully disagree. Please consider all this and think on it, as this topic does affect your life.

 

Stop Bad Financial Habits And Choose A Fresh Start

People are often influenced to give unsolicited advice to others about the easiest way to manage finances. Even though of the will make sense, the majority of these are very generic in general. You must exercise caution when you assemble a monetary strategy out from this information, though it’s important to create a precise and consistent plan.

Nevertheless, you happen to be still left together with the unanswered question. How would you prevent the decline of funds on stuff that are of no use, and yet approach managing your individual finances?

The Situation: A lot of people, including you, don’t fully understand how important it is to save cash with regard to their future. Figure out how to save first then spend, not the other way around. While this is superior to no savings in any way, it is definitely not the correct way to build an excellent savings plan.

Steps To Managing Your Individual Finances Well.

Listed here are some important tips that you can consider if you wish to reduce costs for the future. These techniques have helped a lot of people be successful at taking better proper care of their finances.

Put 20% Of The Earnings Into Savings

In case you are to be successful in the foreseeable future, carry out the opposite of just what the average person does. As opposed to saving whatever remains, save first and spend afterward. Even if you are expecting a reduced check than normal, be sure to save 20% out from each and every single check that you receive. Make sure to deposit this money once you receive money. You will have learned a vital lesson, and saving the amount of money than enables you to work your way down taking good care of everything, bills first.

Saving money assists you to create a healthy financial habit that will help you to budget your money efficiently for the rest of your way of life. You could possibly feel much less stressed about finances when you know that you have an urgent situation fund available.

Don’t Complicate Matters

It is obvious the iPhone 7 is great. Your buddies and colleagues have purchased it,but the iPhone 6 plus is one that you simply bought a few time ago. While many of these new gadgets are fun and exciting to have, you undoubtedly don’t need a new phone unless your old phone is dying. You must never buy it unless you really want an iPhone 7.

Can that new phone do something that your particular old model can’t do? It is essential to sometimes treat yourself with luxuries, just make sure this really is something great rather than some of those undesirable habits one does repeatedly. Additional money is the best money to pay, not the 20% you will be saving.

Cash Over Credit

Maybe you are from the opinion the charge cards in your wallet should be used, not hidden away. Often we start off with good intentions buying only small things likely to pay them off at the conclusion of every month. $50 here or $25 there can’t hurt, and you can always pay it off following the month. That brand of thinking gets people in trouble quickly, plus they rack up a pile of debt.

Using cash whenever you can will help you to curb this tendency. Don’t make use of credit card unless it’s a crisis situation. Alternatively, it is possible to change it out having a debit card, and that is a significantly better option!

Keep in mind that becoming a rock star at personal finance doesn’t have to be hard. It requires breaking undesirable habits and creating new, healthier ones.

 

Tips on Improving Your Finances for Life

There is no way to avoid dealing with money and finances these days. Therefore you should try to learn as much as possible to help you make good financial decisions and to increase your confidence about money.

When you make a budget, it should be realistic regarding your income and spending habits. Be sure to include all of your income such as alimony, child support, rental income, or any other. Always use your net income not your gross earnings in these calculations. Once you have the numbers, you can consider how to adjust your spending to stay within your income range. To maintain your budget never exceed your incoming cash flow.

The next step is to total up your expenses, and you should make a list of all monthly expenses. Your list should document each and every expense that you have whether it expense, spontaneous or just a one time expense. Remember that this list needs to have a complete breakdown of your costs. Be sure to add in expenses that you have from restaurant dinners and fast food as well as grocery bills. Reduce expenses linked to your cars, such as gas and insurance. If you have payments that you make quarterly or less frequently, divide them up to reflect a monthly payment. Make sure you include incidental expenses, for instance, baby sitters or storage unit rentals. Try to have the most accurate list possible.

Now that you have a good idea of your income and expenditures, you can start planning a new budget. Look at each expenditure on your list, and decide what you could do without. If you normally buy coffee from a cafe, calculate how much money you would save on a weekly basis if you bought it from McDonald’s instead, or made it at home. Exactly what and how much you are willing to compromise is completely up to you. The first step is identifying expenses that are not necessary so you can use the money for something else.

If your utility bills are rising, you may want to upgrade your appliances to save some money. Upgrading to well-fitted double-glazed windows, for example, can reduce your heating bill dramatically. Besides you can repair any leaky pipes and only run the dishwasher with a full load.

Swap old, inefficient appliances for those that use less energy. Although doing so may cost you some money upfront, over the long-term you will save a fair penny on your utility bills. Unplug the appliances you do not need. In time you will notice significant savings in your energy consumption.

You can make a significant decrease in your heating and cooling bills by improving your insulation, as well as the roof above it. Insulation or roofing issues can be very costly, as maintaining a regular temperature in the home can be expensive. If you invest in the upgrades, it will save you a lot of money in the long run.

Using these tips not only saves you money, but it also helps you start bringing your budget under control. An expensive upgrade can save a lot of money in lowering electricity or water bills. This is one way that you can make your budget more reliable.

 

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